TERMS & CONDITIONS

Effective Date: 2025

These Terms and Conditions (the “Agreement”) govern your use of and access to https://laughlinbusinessadvisors.com and any related domains or subdomains (the “Website”) as well as any products, materials, or services provided on or through the Website (collectively, the “Services”).

“The Laughlin Method LLC d.b.a. Laughlin Business Advisors,” “Laughlin Business Advisors,” “we,” “us,” and “our” refer to The Laughlin Method LLC.

1. Acceptance of this Agreement

Please review these terms carefully. By accessing or using the Services, or by clicking “accept” or “agree” when prompted, you agree to be bound by this Agreement on behalf of yourself or the entity you represent.

If you do not agree with these terms, you must not use the Services and should exit the Website immediately.

2. Eligibility

To use the Services, you represent and warrant that you:

Are at least 18 years old

Are a resident of the United States, Canada, or the United Kingdom

Are not a competitor and will not use the Services for purposes that compete with Laughlin Business Advisors

You also represent and warrant that you have the authority to enter into this Agreement on your own behalf or on behalf of the entity you represent. If you do not meet these requirements, you may not use the Services.

3. Changes to this Agreement

We may update or modify this Agreement at any time in our sole discretion. Except for changes made for legal or administrative reasons, we will provide reasonable notice before changes become effective.

All changes apply to your use of the Services from the effective date forward. Your continued use of the Services after any change constitutes your acceptance of the revised Agreement. You should review this page regularly to stay informed of any updates.

4. Access to the Services

4.1 Changes to Services

We reserve the right to modify, withdraw, or discontinue any part of the Services at any time without notice. We will not be liable to you or any third party for any loss or damage resulting from the Services being unavailable at any time or for any period.

4.2 Accounts and Registration

To access certain features, you may be required to create an account and provide accurate, current information. If you connect with a third party service, you grant us permission to access information from that service as permitted by that provider.

All information you provide is governed by our Privacy Policy available on the Website. By using the Services, you consent to all actions we take with your information in compliance with the Privacy Policy.

4.3 Account Security and Responsibilities

You are responsible for:

Maintaining the confidentiality of your account credentials

All activities that occur under your account

Logging out at the end of each session

Using caution when accessing your account from public or shared devices

You agree to notify us immediately of any unauthorized use of your account or any security breach. We are not liable for loss or damage arising from your failure to comply with these responsibilities. You may not transfer your account to any other person without our prior written permission.

4.4 Termination or Deletion of an Account

We may suspend or terminate your account at any time, with or without cause or notice, including if we believe you have violated this Agreement. Upon termination, your right to use the Services will cease immediately.

5. Policy for Using the Services

5.1 Permitted Use

You may use the Services only for lawful purposes and in accordance with this Agreement. You may use the Services for business or commercial purposes, provided that your use does not damage or interfere with the Services or our business.

5.2 Prohibited Activities

You agree that you will not:

Violate any applicable law, regulation, or contractual obligation

Send unsolicited or unauthorized advertising, promotional materials, spam, or chain letters

Impersonate any person or entity or misrepresent your affiliation with any person or entity

Exploit, harm, or attempt to harm minors

Upload or transmit any content that violates the Content Standards in this Agreement

Harass or interfere with any other user’s use of the Services

Use any device, software, or routine that interferes with the proper working of the Services

Copy, monitor, or scrape the Services using robots, spiders, crawlers, or similar technology, except for public search engine spiders that create searchable indices

Upload or transmit viruses, worms, Trojan horses, logic bombs, or other malicious code

Attempt to gain unauthorized access to the Services, other accounts, or any servers, systems, or networks connected to the Services

Reverse engineer, decompile, or attempt to obtain the source code of the Services

Collect or harvest data about other users without their consent

Attempt or assist others in attempting any of the above

6. Geographic Restrictions

Laughlin Business Advisors is based in the United States. The Services are intended for users located in the United States, Canada, or the United Kingdom. If you access the Services from another location, you are responsible for compliance with local laws and regulations.

7. Terms and Conditions of Sale

7.1 Purchasing Process

When you purchase Services:

You select the Service and proceed to checkout

You provide contact and payment information in the secure third party checkout

You review and confirm your order and agree to pay the listed price

Submission of an order constitutes your agreement to pay the price and any applicable taxes and fees.

If the Services require additional information or inputs from you, you agree to cooperate and provide accurate information.

You will receive a confirmation email after your order is submitted.

7.2 Prices

All prices, fees, and applicable taxes or charges are disclosed during the purchase process. Message and data rates may apply to SMS communications from us.

7.3 Payment Methods

Payments are processed through third party payment providers. We do not store your full payment card details; we receive only a confirmation of payment status.

If payment fails or is declined, we are not obligated to fulfill the order and any costs associated with the failed payment are your responsibility.

You do not acquire any rights to use purchased Services until full payment is received.

8. Subscriptions and Renewals

8.1 Subscription Terms

Some Services are offered on a recurring subscription basis. Paid subscriptions begin when payment is received.

You must pay recurring fees on time to maintain access. Nonpayment may result in suspension or cancellation.

8.2 Fixed Term Subscriptions

Fixed term subscriptions run for the stated period and then end unless renewed. They are generally not terminable before the end of the term unless allowed in writing by us.

8.3 Automatic Renewal

Many subscriptions renew automatically at the end of each term using the payment method on file unless you cancel before the renewal date. Renewal terms will be the same length as the original term unless otherwise stated.

We will provide reasonable notice of upcoming renewal where required by law and will include instructions for canceling automatic renewal.

8.4 Termination of Subscriptions

You may cancel a recurring subscription at any time by contacting us at [email protected] or through any applicable account management features.

If your cancellation is received before the next billing cycle, the subscription will end at the conclusion of the current paid period.

9. Intellectual Property

9.1 Ownership

All content, features, and functionality of the Services including text, graphics, logos, icons, videos, software, and underlying technology (the “Content”) is owned by Laughlin Business Advisors, its licensors, or other providers and is protected by United States and international intellectual property laws.

No rights are transferred to you other than the limited license described below. All rights not expressly granted are reserved.

9.2 Limited License

Subject to this Agreement, we grant you a limited, non exclusive, non transferable, non sublicensable, revocable license to access and use the Services and Content for your own business or internal purposes.

This license ends automatically when you stop using the Services or if this Agreement is terminated.

9.3 Restrictions

You agree that you will not:

Copy, reproduce, distribute, publicly display, or publicly perform any Content except as expressly permitted

Modify, adapt, create derivative works from, or reverse engineer any part of the Services or Content

Sell, license, rent, lease, or otherwise exploit the Services or Content

Remove or alter any copyright, trademark, or proprietary notices

Use the Services or Content to build a competing product, service, or website

Use any automated system to create a database or collection of the Content

9.4 Trademarks

All trademarks, logos, and service marks on the Services are the property of Laughlin Business Advisors or their respective owners. You may not use them without prior written permission.

10. User Content

10.1 Responsibility for User Content

“User Content” means any content that you upload, post, submit, or transmit through the Services, including comments, testimonials, posts, or other material.

You are solely responsible for your User Content and for any consequences of sharing it. User Content is considered non confidential and non proprietary.

You assume all risk associated with:

The accuracy and completeness of your User Content

The disclosure of information that identifies you or others

Any reliance placed on your User Content by others

We are not responsible or liable for User Content provided by you or any other user.

10.2 License to User Content

By submitting User Content, you grant Laughlin Business Advisors a worldwide, perpetual, irrevocable, royalty free, fully paid, transferable, and sublicensable license to use, copy, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, display, and perform that User Content in connection with the Services and our business, including for marketing and promotional purposes.

You represent and warrant that you have all rights necessary to grant this license.

10.3 Content Standards

You agree that your User Content will not:

Violate any law, regulation, or contractual obligation

Infringe any intellectual property, privacy, or publicity rights

Promote illegal activity or encourage harm to any person or property

Be defamatory, abusive, harassing, hateful, obscene, or otherwise objectionable

Promote sexually explicit content or discrimination based on race, religion, gender, nationality, disability, sexual orientation, or age

Be intentionally false, misleading, or fraudulent

Impersonate any person or misrepresent your identity or affiliation

Suggest that your content is endorsed by Laughlin Business Advisors if it is not

10.4 Monitoring and Enforcement

We may, at our discretion:

Remove or refuse to post any User Content

Take any action we deem necessary or appropriate, including reporting you to law enforcement, if User Content violates this Agreement or poses risk

Disclose your identity or information where required by law

Suspend or terminate your access to the Services

We do not review User Content before it appears on the Services and have no obligation to monitor it, but we reserve the right to do so.

11. Copyright Infringement (DMCA Policy)

If you believe that any content on the Services infringes your copyright, you may submit a written notice to our designated copyright agent containing:

Your physical or electronic signature

Identification of the copyrighted work claimed to have been infringed

Identification of the allegedly infringing material and where it is located on the Services

Your contact information, including address, phone number, and email address

A statement that you have a good faith belief that use of the material is not authorized by the copyright owner, its agent, or the law

A statement that the information in the notice is accurate and, under penalty of perjury, that you are authorized to act on behalf of the copyright owner

Designated copyright agent:

The Laughlin Method LLC d.b.a. Laughlin Business Advisors
Address: 950 North Washington Street, 3rd Floor, Alexandria, VA 22314
Email: [email protected]

Knowingly misrepresenting that content infringes your copyright may subject you to liability under United States law.

12. Feedback

If you provide feedback, suggestions, or ideas about the Services (“Feedback”), you agree that we may use that Feedback without restriction or compensation. Feedback will be treated as non confidential and non proprietary.

13. Assumption of Risk

Information provided through the Services is for general informational and educational purposes. We do not guarantee the accuracy, completeness, or suitability of any information. Any reliance you place on information from the Services is at your own risk.

14. Privacy

Your use of the Services is subject to our Privacy Policy, which describes how we collect, use, and share your information. By using the Services, you consent to the practices described in the Privacy Policy.

15. Termination

We may suspend or terminate your access to the Services at any time, with or without cause or notice. Upon termination, your right to use the Services ceases immediately, and we may delete your User Content and account information.

Provisions that by their nature should survive termination, including intellectual property, disclaimers, limitations of liability, and indemnification, will survive.

You may request termination of your account by contacting us at [email protected].

16. Return and Refund Policy

For digitally delivered products and memberships:

We do not provide refunds except in cases of error on our part

You may cancel your membership at any time by contacting us at [email protected]

Include your full name and account email or username

Allow at least three business days for processing

To avoid being billed for the next period, you must cancel before the next scheduled charge

17. No Warranty

THE SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. YOUR USE OF THE SERVICES IS AT YOUR SOLE RISK. TO THE MAXIMUM EXTENT PERMITTED BY LAW, LAUGHLIN BUSINESS ADVISORS DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON INFRINGEMENT.

WE DO NOT WARRANT THAT:

THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR FREE

DEFECTS WILL BE CORRECTED

THE SERVICES OR SERVERS ARE FREE FROM VIRUSES OR HARMFUL COMPONENTS

THE CONTENT OR RESULTS OBTAINED THROUGH THE SERVICES WILL BE ACCURATE OR RELIABLE

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

18. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, LAUGHLIN BUSINESS ADVISORS AND ITS AFFILIATES, EMPLOYEES, AGENTS, OFFICERS, DIRECTORS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, OR GOODWILL ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT SHALL THE TOTAL LIABILITY OF LAUGHLIN BUSINESS ADVISORS TO YOU FOR ALL CLAIMS RELATING TO THE SERVICES EXCEED THE AMOUNT YOU PAID TO US FOR THE SERVICES IN THE TWELVE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of these limitations may not apply to you.

19. Indemnification

You agree to indemnify, defend, and hold harmless The Laughlin Method LLC, its affiliates, officers, directors, employees, agents, and representatives from and against any and all claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to:

Your use or misuse of the Services

Your User Content

Your violation of this Agreement

Your violation of any law or rights of a third party

We may assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense.

20. Disputes and Governing Law

This Agreement and any dispute arising from or relating to it or the Services are governed by the laws of the State of Virginia, without regard to conflict of law principles.

Any action or proceeding shall be brought in state or federal courts located in Virginia, and you consent to the jurisdiction of such courts. We may also seek relief in any court with competent jurisdiction where necessary.

At our discretion, disputes may be resolved through binding arbitration under the rules of the American Arbitration Association in Alexandria, Virginia. You consent to individual arbitration and waive the right to participate in any class or representative action.

ANY CAUSE OF ACTION YOU MAY HAVE ARISING OUT OF OR RELATED TO THE SERVICES MUST BE COMMENCED WITHIN ONE YEAR AFTER THE CAUSE OF ACTION ACCRUES OR SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

21. SMS Terms and Opt Out

We may use text messaging to send:

Appointment confirmations and reminders

Account and billing notices

Program and product information

Marketing messages (where you have provided explicit consent)

Message and data rates may apply. Message frequency varies.

Opt out:
You can cancel SMS messages at any time by texting STOP to the number used to contact you. After you send STOP, we will confirm your opt out and you will no longer receive SMS messages, except where permitted or required for non marketing and transactional purposes.

If you need help with our messaging program, reply HELP or contact us at [email protected].

Carriers are not liable for delayed or undelivered messages.

We do not share SMS opt in data or consent with third parties for their own marketing purposes.

22. Export Laws

The Services may be subject to United States export control laws. You agree to comply with all applicable export and re export restrictions and regulations.

23. Miscellaneous

Waiver: A failure by us to enforce any provision of this Agreement is not a waiver of that provision.

Severability: If any provision is found invalid or unenforceable, the remaining provisions will remain in full force and effect.

Entire Agreement: This Agreement, together with the Privacy Policy and any other referenced documents, constitutes the entire agreement between you and Laughlin Business Advisors regarding the Services.

Headings: Section headings are for convenience only and do not affect interpretation.

No Agency: This Agreement does not create any partnership, joint venture, employment, or agency relationship between you and us.

Assignment: You may not assign or transfer your rights under this Agreement without our prior written consent. We may assign our rights and obligations under this Agreement without restriction.

24. Contact Information

For questions about these Terms, the Services, or to contact us for any reason, please reach out to:

The Laughlin Method LLC d.b.a. Laughlin Business Advisors
Email: [email protected]
Website: https://laughlinbusinessadvisors.com